0% Interest Free Finance





Make your dream home a reality with our fantastic finance options – now available online, as well as in store! We offer interest free credit on orders over £500. Choose from Buy Now Pay Later or up to 2 years 0% APR interest free credit with no deposit!






You’ll notice a handy finance calculator next to each of our products. This will highlight available finance options and show a breakdown of the details for each agreement and your monthly repayments.

Up to 2 Years Interest Free Credit





Spread the cost of your new sofa, bed or mattress with our interest free finance. Our finance options offer flexibility with a variety of contract lengths. Choose from 6, 12, 18 or 24 months. You then simply need to make your agreed fixed monthly payments over your chosen length of contract. The monthly payments are interest free, meaning the price you see today is the price you’ll pay.


6 Months

Minimum spend: £750

12 Months

Minimum spend: £2250

18 Months

Minimum spend: £3750

24 Months

Minimum spend: £3750


Your contracted time starts from the date your new furniture is delivered.




How to Apply

The total value of your order will determine which finance options are offered to you. In your basket, you’ll see a finance calculator which will outline each of your options based on the total value of your order. Once you’ve finished shopping, just proceed towards the checkout as normal. In payment section of the checkout, select ‘Apply For Finance’. You will then be directed to Creation’s online application form. Please note, your order will only be processed once your application has been accepted.

The table below shows a breakdown of monthly repayments based on minimum spend with £0 deposit for up to 2 Years Interest Free Credit.

Contract Min Spend Deposit Monthly Payments
6 Months £750 £0 £125
12 Months £2250 £0 £188
18 Months £3750 £0 £209
24 Months £3750 £0 £157